Quick Answer: What Do I Do If My Debit Card Is Blocked?

What to do when ATM PIN tries exceeded?

If your attempts are exceeded, then your card will be automatically blocked.

RBI directs customers to not write their PIN number on card, do not share it with anyone, or don’t let anyone see your PIN while carrying transactions and also not to keep an easy PIN involving your birth date, age, etc..

How can I unblock my debit card?

6 Simple Steps to Block Unblock your Debit CardLogin to Internet Banking/Mobile Banking.Click on DEBIT CARD SERVICES.Click on DEBIT CARD OFF (Temporary Blocking).Select your Account Number & Card Number form the drop-down menu, select the reason and enter your comments.More items…

Why my debit card is blocked?

This usually happens when there are technological upgrades or when advanced payment systems are introduced. The merchant where you use the card may not have updated his system or there may be technical snag at the bank’s end. In such cases, your card may be blocked.

Can you use a blocked debit card?

You will not be able to use a blocked card for purchases or ATM withdrawals, but blocking your card will not affect deposits or payments made with your account and routing numbers.

Can I still receive money if my card is locked?

Which transactions are locked? When you lock a card, new charges and cash advances will be denied. However, recurring autopayments, such as subscriptions and monthly bills charged to the card, will continue to go through. Typically, so will bank fees, returns, credits, interest and rewards.

Why is my card being declined when I have money?

If you’ve had a debit or check card payment declined and you have enough money in your account to cover the payment, there are four conditions that can prevent your payment from going through: The payment amount exceeds your daily spending limit. … Your debit card has been locked by your issuing institution.

How can I unblock my bank account?

If you have entered the wrong password thrice, your account will be locked. While entering the wrong password the fourth time, system will give you an option to Unblock. Click on ‘Unblock Account’ in the Login window, then enter your Login ID, E-mail Address and PAN number to unblock your account.

How can I unblock my ATM card by SMS?

The cardholder can send an SMS to the number forwarding the message and ATM card will be blocked immediately.

How do you check if my debit card is blocked?

How to Find Out Why Your Debit ATM Card Was BlockedReview all purchases to determine if you have reached your daily spending limit. … Call the bank and speak to a branch representative in the event of an account freeze. … Explain to the bank representative that the activity on the account was yours and you would like the block lifted.More items…•

How long does it take to unblock a debit card?

All you have to do is to submit identity proofs along with the application so that the bank can take further procedures to unblock the ATM card. It will take 48 hours to five working days to unblock the card in such a case.

How do I get a new ATM card after blocking?

Here are the steps you need to follow to apply for the new SBI ATM cum debit card online.Step 1: Visit www.onlinesbi.com.Step 2: Log in to SBI net banking portal by providing the username and password details.Step 3: Select ‘e-Services and click on ‘ATM card services’ option.Step 4: A new page will appear.More items…•