Question: How Can I Unlock My Debit Card?

Why is my payment being declined Online?

If you’ve had a debit or check card payment declined and you have enough money in your account to cover the payment, there are four conditions that can prevent your payment from going through: The payment amount exceeds your daily spending limit.

Your debit card has been locked by your issuing institution..

What happens if I don’t use my ATM card for a long time?

You may be charged an inactivity fee if you do not use your card for a certain period of time. … Remember, if your provider charges a monthly fee, you will continue to be charged this fee even if you’re not using your card. Check your cardholder agreement to find out what fees you might have to pay.

How do I unblock my debit card online?

More videos on YouTubeLogin to Internet Banking/Mobile Banking.Click on DEBIT CARD SERVICES.Click on DEBIT CARD ON.Select your Account Number & Card Number form the drop-down menu, select the reason and enter your comments.Click PROCEED and enter the OTP received on your registered mobile/email.More items…

How do you check if my debit card is blocked?

How to Find Out Why Your Debit ATM Card Was BlockedReview all purchases to determine if you have reached your daily spending limit. … Call the bank and speak to a branch representative in the event of an account freeze. … Explain to the bank representative that the activity on the account was yours and you would like the block lifted.More items…•

Can a blocked debit card be reactivated?

If due to some negligence or carelessness the ATM card gets blocked, then the best thing to do is visit your nearest bank branch. All one needs to do is submit a written application along with the cardholder’s identity proofs, so that the bank can take further procedures to unblock the ATM card.

What happens when your debit card is locked?

Many debit card accounts also feature a lock. The idea is that if you misplace a card, you can lock it, or essentially turn it off. That would prevent a thief from making fraudulent charges with a stolen card number. If you find the card, you can unlock it, or turn it back on — all without a call to your card issuer.

Why is my debit card being declined when I have money in my account?

Debit cards can be declined for a number of different reasons. The payment could be larger than the maximum transaction allowed for your account, or your debit card could be locked because you entered an incorrect PIN multiple times.

What should I do if my ATM card is blocked by wrong PIN?

Automatic Unblock: If you have entered your ATM pin wrong in three attempts, then the card gets automatically blocked. It will get automatically unblocked after 24 hours and you can use after the said time.

What is 150 blocked in ATM card?

It is learnt that the bank has proceeded to block cards of those customers who had failed to change the ATM PIN when alerted on an earlier occasion. These customers had been instructed to look out for a message, ‘Response Code 150’ saying ‘your card is blocked,’ while logging in at the ATM.

Why is my debit card locked?

Aside from a hold from a merchant, a card issuer can block or decline charges on your card by freezing your account. The card might be blocked because the card issuer has detected suspicious and possibly fraudulent activity.

Can I still use my card if my online banking is locked?

Yes, you can still use your credit card if your bank account’s username and password have been locked. … However, to use your credit card online, you will only need your 16-digit credit card number and card verification value (CVV) code.

Why is my card blocked for online transaction?

“Existing cards that have never been used for online/international/contactless transactions shall be mandatorily disabled for this purpose,” RBI said in a statement. In short, after March 16th, any debit or credit card can be blocked for online services.

How can I unblock my debit card?

Unblock your bank card at an ATM All you’ll need to do is go to the ATM, pop in your bank card and PIN as requested. Next, you’ll need to select ‘PIN services’ and then ‘PIN unblock’ and ta-daaaa! Just like magic – you’ve unblocked your bank card.

How can I unblock my ATM card by SMS?

The cardholder can send an SMS to the number forwarding the message and ATM card will be blocked immediately.